At Peak, we take a strategic approach to allocating your assets for security, growth, and income for life. While you are still working and accumulating your assets by making a salary and other earned incomes, you can afford to assume some risk. After all, time is on your side. But when you retire and the wealth you worked so hard to accumulate needs to be drawn upon to lead a fulfilling life in your golden years, it is critical to minimize losses and maximize your income so that it can last as long as you need it to.
Our three-bucket approach to positioning your assets for retirement is a tried and true method for maximizing your income and minimizing your losses.
Bucket One
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Bucket Two
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Bucket Three
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Each bucket has a place in your retirement strategy. It is how we use the different buckets that is most important.
- The first step is finding out how much income you need for life.
- Then we find out how much you need on hand for day-to-day living and bills, planned short-term large expenses, and an emergency fund.
- Finally, we determine how much asset growth is wanted or needed based on how you see yourself living in retirement and how you plan to pass your estate on to your beneficiaries.
Once we answer these questions we can help create an asset allocation plan that places the right amounts of your hard-earned wealth into each bucket to meet your goals and provide you with guaranteed income for the rest of your life and a plan in place to achieve or even exceed your goals.
Peak Financial Freedom Group
2520 Douglas Boulevard, Suite 110
Roseville, CA 95661
2520 Douglas Boulevard, Suite 110
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info@peakfin.com
