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The Stock Market Hasn’t Always Earned 8%, 10%, or 12%

You may have been told to invest in the stock market because you’ll possibly earn 8, 10 and even 12 percent per year. And if you got these returns, everything would turn up roses. But what if you don’t?

The S&P 500 Index, that includes the largest 500 US companies, started at 1,469 in January 2000 and ended at 2,506 in Dec 2018.

That’s a 2.85 percent annual compounded increase, before fees, over 19 years!. How did this happen?

The stock market lost 50 percent between 2000-2002, recovered, then lost 50 percent again, from 2007-2009.

From 2000-2013, the S&P 500 Index increased by 0 percent starting in Jan 2000 at 1,469 and ending in Jan 2013 at 1,469. 0 percent increase over 13 years!

Your account probably increased because you kept adding money… you kept saving; not because you earned high rates of return.

From 1999 through 2013, 15 years, the S&P 500 Index increased by 2.75 percent per year, before fees. For all 15-year time periods between 1996 through 2018, the S&P 500 Index averaged a 4.17 percent annual increase before fees.

If you’d like to learn how to protect your assets from large losses and have the opportunity to earn a reasonable rate of return, contact us today.

Peak Financial Freedom Group

http://www.peakfin.com

916-791-7063

You might also like to learn more about our book Momma’s Secret Recipe for Retirement Success

 

Peak Financial Freedom Group
2520 Douglas Boulevard, Suite 110
Roseville, CA 95661

DISCLOSURE: All presentation data is provided and intended to be used for general educational purposes only and is not intended as a solicitation for you to buy or sell any financial product. None of the material in this presentation is intended to give you, nor are the presenters engaged in giving you, specific tax, investment, real estate, legal, estate, retirement, or financial advice, but rather to serve as an educational platform to deliver information; nor is it intended to show you how the strategies presented can specifically apply to your own tax, investment, estate, financial, or retirement position, but rather to offer an idea of how these principles generally may apply.

Stocks, bonds, or mutual funds have risks and can lose principal, even with a stop loss, and there is no guarantees of gains, as past performance is not indicative of future positive investment results. The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund a new portfolio and/or annuity may have tax consequences, early withdrawal penalties, or other costs and penalties as a result of the sale or liquidation. You can’t invest directly into a stock market index. A fixed index annuity with an income rider can protect your savings from losses and provide you guaranteed lifetime income, but you could incur surrender charges, gains aren’t guaranteed, you’ll pay a fee, and guarantees are backed by the financial strength claims paying ability of the issuing annuity company.

Illustrations/projections displayed within this presentation are hypothetical in nature and should not serve as the sole determining factor in making financial decisions. Consult with a qualified investment, tax, legal, and/or retirement advisor before making any decisions. By contacting Peak Financial Freedom Group, you may be offered additional information regarding the purchase of financial products. Seminars, radio shows, TV productions, book releases, magazine and book promotions are sponsored, promoted and paid for by Peak Financial Freedom Group, LLC. If you place assets under management with our firm, we are paid an advisory fee, and if you purchase an annuity from our firm, we are paid commissions from an insurance company.

Investment Advisor Representatives of and Advisory Services offered through Fiduciary Solutions, LLC, a Registered Investment Advisor. Peak Financial Freedom Group LLC is primarily a fixed insurance sales organization and provides no Advisory Services. PFFG Insurance Agency LLC, CA License #0N14103, is a licensed insurance agency and provides no Advisory Services. Peak Financial Freedom Group LLC, PFFG Insurance Agency LLC, and Fiduciary Solutions LLC are separate affiliated entities. Insurance products and services provided by PFFG Insurance Agency LLC and independent agents.

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