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Tag: retirement protection

Episode 8: The Making of a Comprehensive Written Retirement Income Plan

If you’ve been following the show, then you’ve often heard about how important a comprehensive written retirement income plan is, but what is it exactly? In this episode of The Peak Financial Freedom Show, Dan and Jim discuss the details of what makes a comprehensive written retirement income plan, why it’s so important, and how it will help give you the retirement that you deserve.

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Episode 7: Can You Enjoy Retirement and Leave an Inheritance?

In this latest episode of The Peak Financial Freedom Show, Jim and Dan use a hypothetical client to showcase the benefits of sitting down with an advisor to minimize the risk in your portfolio and create a financial plan that works for your unique needs. Specifically, they touch on how one might go about organizing their assets and savings in order to use their assets as income during retirement so that they are able to both live the life they desire and deserve in retirement and leave an inheritance to their children or grandchildren.

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Episode 6: Achieving Financial Freedom

There is a strong correlation between the risk in your portfolio and achieving financial freedom; the less risk you have, the more freedom you gain. In this episode of The Peak Financial Freedom Show, Jim and Dan discuss the difference between having a portfolio that looks pretty on paper and having one that is actually working for you, it all comes down to the amount of risk that you’re taking on and how much income flow you have. By taking the time to sit down with an advisor to write out your assets, your income revenues, and your investments in a simple format, you’ll be able to see and better understand exactly what your money is going to do for you for the rest of your life.

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Episode 5: Independence in Retirement

In this latest episode of The Peak Financial Freedom Show, Jim and Dan look into a case study of a widowed woman on the precipice of retirement and discuss the unique challenges that come with entering retirement single. Among those challenges, they explain why investing in stocks is actually much safer than investing in bonds. In order to reduce the amount of risk in your portfolio, you want to be sure that more of your money is in assets and stocks than it is in bonds. Another way to minimize your risk, is to be sure that you have a well-thought-out plan which details the ways in which you will make and manage your income once in retirement.

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Episode 4: Risk and the Bear Market

Portfolio stress tests! Consolidating assets! Analyzing risk! Shifting money to bonds! In this episode of Peak Financial Freedom Show, Dan and Jim discuss different ways that you can bring planning into your portfolio to minimize risk, especially when you’re in retirement. To do so, they look back at all of the bear markets that have happened since 1929 – how often they’ve happened, how big the losses were, the best ways one could have protected themselves from the market drop, and how another bear market may affect your portfolio.

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Episode 3: Retirement Income in the Markets: A Recipe for Regret?

You spend your entire life working hard, saving up, investing your money, and dreaming of the day when you can finally retire and enjoy the fruits of your labor. However, one can never expect stability in the stock markets, and that’s why it’s so important to have a portfolio that is uniquely built to protect you from any fluctuations the markets may face – no matter how drastic.

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Episode 2: Answers to Your Pressing Financial Questions

Join Jim Files and Dan Ahmad as they answer listener questions touching on topics that range from pension management to retirement planning to why it’s so important to have a written plan for your personal wealth management goals. Having a comprehensive financial plan for your future is critical to staying on top of your finances and setting you and your family up for the retirement you deserve.

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Series Premier: Is there too much risk in my current portfolio?

Join Jim Files and Dan Ahmad as they provide valuable information about risk level in your portfolio as you age. Mathematically, there’s a high probability that you will experience many peaks and valleys of the stock market. That’s why as you age, your risk of running out of money in retirement goes up.

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Do You Think The Stock Market Will Crash During Your Lifetime?

The stock market has always been volatile, going and going down repeatedly. But what are the actual FACTS about stock market crashes?

Since 1929, the stock market has had 13 bear market crashes that have averaged -39.5 [pronounced “negative 39 point 5”] percent in losses.

While 13 crashes since 1929 doesn’t sound like that many, it means historically, the stock market crashes and loses an average of -39.5 percent every 7 years. Why is all this important? 2 reasons:

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2520 Douglas Boulevard, Suite 110
Roseville, CA 95661

DISCLOSURE: All presentation data is provided and intended to be used for general educational purposes only and is not intended as a solicitation for you to buy or sell any financial product. None of the material in this presentation is intended to give you, nor are the presenters engaged in giving you, specific tax, investment, real estate, legal, estate, retirement, or financial advice, but rather to serve as an educational platform to deliver information; nor is it intended to show you how the strategies presented can specifically apply to your own tax, investment, estate, financial, or retirement position, but rather to offer an idea of how these principles generally may apply.

Stocks, bonds, or mutual funds have risks and can lose principal, even with a stop loss, and there is no guarantees of gains, as past performance is not indicative of future positive investment results. The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund a new portfolio and/or annuity may have tax consequences, early withdrawal penalties, or other costs and penalties as a result of the sale or liquidation. You can’t invest directly into a stock market index. A fixed index annuity with an income rider can protect your savings from losses and provide you guaranteed lifetime income, but you could incur surrender charges, gains aren’t guaranteed, you’ll pay a fee, and guarantees are backed by the financial strength claims paying ability of the issuing annuity company.

Illustrations/projections displayed within this presentation are hypothetical in nature and should not serve as the sole determining factor in making financial decisions. Consult with a qualified investment, tax, legal, and/or retirement advisor before making any decisions. By contacting Peak Financial Freedom Group, you may be offered additional information regarding the purchase of financial products. Seminars, radio shows, TV productions, book releases, magazine and book promotions are sponsored, promoted and paid for by Peak Financial Freedom Group, LLC. If you place assets under management with our firm, we are paid an advisory fee, and if you purchase an annuity from our firm, we are paid commissions from an insurance company.

Investment Advisor Representatives of and Advisory Services offered through Fiduciary Solutions, LLC, a Registered Investment Advisor. Peak Financial Freedom Group LLC is primarily a fixed insurance sales organization and provides no Advisory Services. PFFG Insurance Agency LLC, CA License #0N14103, is a licensed insurance agency and provides no Advisory Services. Peak Financial Freedom Group LLC, PFFG Insurance Agency LLC, and Fiduciary Solutions LLC are separate affiliated entities. Insurance products and services provided by PFFG Insurance Agency LLC and independent agents.

Jim Files CA Insurance License #0F06511 Dan Ahmad CA Insurance License #0732913

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