“I was born in Marysville, California, and lived in Lincoln, California, for the first 18 years of my life before college. I grew up with three brothers and a sister, all of whom live in Lincoln, Roseville, and Granite Bay. My wife and I have been residents of Granite Bay, CA. for over 30 years. If I wasn’t playing sports or going to school while growing up, I spent my time working in my parent’s restaurant or on my grandparent’s cattle ranch. I graduated high school with a number of potential scholarship opportunities but decided I wanted to enjoy college as an academic student and not pursue sports. After graduating with a degree in Business Administration, I co-founded a computer distribution business. Within a few years, my company was the number one distributor of products that I offered to businesses and I was fortunate enough to sell my ownership at a profit. Then I was approached by a brilliant Harvard Business School Graduate and founder of several successful technology companies to become a VP for his start-up company.
After four years I started my own technology company and teamed up with another brilliant partner who was a graduate of Stanford University. We worked very hard and eventually led our company to a successful public offering. I continued with the public company for a number of years until one day I decided I’d had enough bits, bytes, and software code to last two lifetimes and decided to start a new career. I changed gears and became a Mergers and Acquisitions Consultant helping business owners make the best decisions with their companies and their money. During this period I met my current partner and “another” brilliant man, Dan Ahmad, and have been business partners for over fifteen years. I acknowledge my business partners because of the balance, intelligence, friendship, advice, and wisdom they brought to my life and their contribution to my personal successes. I am proud of my accomplishments, which were all attained through a great deal of hard work, focus, and discipline…and as I have always taught my children – doing the right thing at all times regardless of the cost.
For over fifteen years I’ve been working side-by-side with my partner, Dan Ahmad, providing retirement, investment, and economic advice to clients throughout the United States. I’m grateful I have the opportunity to assist individuals and families in making positive decisions to enhance their retirement position. I believe this is my true calling in my business career. I have learned that my working passion is to help people solve their problems; I find great reward in helping people deal with their issues, needs, and uncertainty, and to gain a clear perspective of their financial position, so that they have a chance to attain their goals.
I am deeply committed and devoted to my family. I have done everything in my business life to try and provide them with happiness, joy, and security. I am very fortunate to have been married to my wife Tami since 1983. Tami is a beautiful woman, an intelligent person, my best friend, and one of the most devoted mothers in the world. Tami also has dedicated her career to helping people. She is an interpreter for the deaf and teaches fitness classes for seniors. For her faith, loyalty, and love, I am tremendously grateful. The only feeling that compares to the love I have for Tami is the love I have for my children—Cody, my son, Martine my daughter-in-law, their oldest daughter Colette, their youngest daughter Elise, Kyley, my beautiful daughter, and her husband Antonio. Cody graduated from college with a Finance Degree, and continued his higher education at Cornell University Johnson Graduate School of Management, obtained his Certified Financial Planning Degree (CFP), and works for one of the world’s largest consulting firms. Cody is very athletic and enjoys waterskiing, snowboarding, weight lifting, and surfing. Kyley has a degree in Communications and Psychology, has worked in the financial service industry, and currently is heading up a team at a fast-growing technology company. Kyley loves cooking, working out, and most importantly, shopping with her mother. I am blessed to have a wonderful family and to have led such a prosperous life. My varied business career provides me the opportunity to use my knowledge and experience to help clients make prudent financial decisions.”
I have founded and successfully ran many businesses and helped lead one of the companies I co-founded to a public offering. I have always had a love and a knack for business. But in my professional life I have never enjoyed and have never felt so pleased as when I am able to help a retired couple or individual make decisions that dramatically enhance their retirement lifestyle. For more than fifteen years I’ve been working side-by-side with my partner, Dan Ahmad, providing retirement, investment and economic advice to individuals and families throughout the United States. I’m grateful I have the opportunity to assist our clients in making positive decisions to enhance their retirement position. I believe this is my true calling in my business career. I have learned that my working passion is to help people solve their problems; I find great reward in helping people deal with their issues, needs, and uncertainty, and to gain a clear perspective of their financial position, so that they have a chance to attain their goals. By listening and then educating, I believe we can provide tremendous benefits to retirees.
Dan and I have known each other and have been working together for over fiteen years. We are business partners but most of all, we are best friends. We feel extremely lucky to have the opportunity to work together as a Team, with the same level of integrity, honesty, and morals, without ego, all with the same goal of helping individuals and families maximize their financial success. We know many people in this world are not happy doing what they are doing every day, and are not happy with the people they work with, so we feel blessed to be in the position we are in. By combining our two personalities, skill sets, beliefs, and motivation, we can help individuals and families make sound financial decisions regarding their plans for retirement. We trust each other implicitly and know that each of us will do everything that needs to be done to provide effective solutions and service to our clients. We have seen so many people work so hard to save so much money while they were working so that they would have additional income during retirement. And we have seen the vast majority of these people not use their assets for income during retirement. We have met with retirees who have been retired for 5, 10, 15 years that have assets that have been left untouched the entire time. What is mind-boggling is the majority of these people could have really used the income from their assets to improve their lifestyle. They have continued to sacrifice during the entire time they have been retired. They could have enjoyed retirement at a significantly higher level. Well, we want to put an end to all of that nonsense. The thought of retirees not using their own money for what they want and need it for just makes us both extremely uncomfortable.”
All of the information presented here is provided and intended to be used for general educational and informational purposes only and is not intended as a solicitation for you to buy or sell any financial product. None of the information presented is intended to give you specific tax, investment, real estate, legal, estate, or financial advice but rather to serve as an educational platform to deliver information. The ideas, thoughts, and strategies presented here are those of the Management Team and provide an insight to our views on Peak Financial Freedom Group, LLC. Every detail in this website is subject to change without notice. Seminar, radio shows, TV productions, book releases, magazine and book promotions are sponsored, promoted and paid for by Peak Financial Freedom Group, LLC.
2nd Opinion Package available to Qualified Retirees and Soon-To-Be-Retirees may include free consultations, a free retirement income plan, risk analysis, and fee analysis. In addition, a comprehensive written retirement income plan may be provided to those who complete the entire process. Qualified Retirees and Soon-To-Be-Retirees must have a minimum of $500,000 of investible assets such as IRA’s, 401K’s from past employers, stocks, bonds, mutual funds, bank accounts, money markets, CD’s, etc., but DOES NOT include real estate, businesses, limited partnerships, 401K/retirement plans that can’t be moved to another plan, and other illiquid type assets.
All investments involve risk, can involve the loss of principal, and unless otherwise stated, are not guaranteed. Past performance is no indication of future performance and such information cannot be relied upon regarding future potential gains. Nothing is directly or indirectly guaranteed by this information. The planning and ideas presented herein are not suitable for all individuals or situations. Hypothetical examples are used to explain concepts and are not indicative of potential results you could receive; past performance is not a guarantee of future results; and results are not indicative of any particular investment or income tax situation; your results will be different and could be lower or higher. Consult your financial professional before making any investment decision.
Insurance product features and benefits, such as guaranteed lifetime income riders, are subject to contract terms, limitations, fees, and the claims paying ability of the insurance company issuing the contract. The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund the purchase of any other asset including an annuity may have tax consequences, early withdrawal penalties, or other costs and penalties as a result of the sale or liquidation. Different assets can be complex and carry fees, costs, and surrender charges. If you place assets under management with Fiduciary Solutions LLC, we are paid an advisory fee from Fiduciary Solutions LLC and if you purchase an annuity through us, we are paid commissions from an insurance company.
2019(1), 2020(2), 2021(3), 2022(4) and 2023 (5) Five Star Professional Wealth Manager Award - Dan Ahmad and Jim Files have been nominated for and have won the 2019, 2020, 2021, 2022 and 2023 Five Star Wealth Manager Awards. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or promotional products. Award does not evaluate quality of services provided to clients. The Five Star award is not indicative of the wealth manager’s future performance. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. Award winners represent an exclusive group of wealth managers who have demonstrated excellence in their field by satisfying 10 objective selection criteria. For additional information on the Five Star award, including a complete list of the 10 objective selection criteria and their research/selection methodology, go to fivestarprofessional.com.
Investment advisory services are offered through Fiduciary Solutions, LLC, a California Registered Investment Advisor. Insurance products and services are offered through PFFG Insurance Agency LLC, a licensed insurance agency (CA Insurance License #0N14013). Peak Financial Freedom Group LLC is a financial planning and umbrella marketing organization, which enables the provision of multiple financial services under one brand. Peak Financial Freedom Group LLC, PFFG Insurance Agency LLC, and Fiduciary Solutions LLC are affiliated entities with common ownership and control. Jim Files is licensed as an investment adviser representative with Fiduciary Solutions LLC (CRD # 1620449) and is a licensed insurance producer with PFFG Insurance Agency LLC (CA Insurance License #0F06511). Dan Ahmad is licensed as an investment adviser representative with Fiduciary Solutions LLC (CRD # 1491561) and is a licensed insurance producer with PFFG Insurance Agency LLC (CA Insurance License #0732913).
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