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Finding Happiness in Retirement

There’s no doubt that our culture is obsessed with youth and often overlooks the benefits of aging. You may not have looked forward to getting older when you were younger, but now that you’re nearing retirement you may have gained a different perspective. The fact is, older Americans tend to be happier, according to a Gallup-Healthways poll that measured various aspects of well-being like sense of purpose, social relationships, financial well-being, community involvement, and physical health. There could be many reasons for these findings, from financial stability, to an active social life. However you plan on finding happiness in retirement, remember that aging is associated with an increased sense of well-being from a financial and emotional standpoint.

Older Americans were reportedly more satisfied with their standard of living and financial stability, and experienced less stress and worry related to these things. At a certain point in life, you learn that money doesn’t buy happiness, but it can make life easier and make you feel confident about your future well-being. When you begin planning for retirement, you may be surprised by how much wealth you’ve accumulated over the course of your career. It can be nice to know that you’ve worked hard to earn your nest egg, and can enjoy yourself in retirement without worrying about your financial stability.

Many say that people gain wisdom as they age. Part of being wise is understanding what makes you happy and orienting your life around those things. Older Americans were reportedly not only financially better off, but emotionally better off than those under 30. This was measured by asking people what they felt the day before: Smiling/laughing, learning/doing something interesting, being treated with respect, enjoyment, and happiness, or, sadness, anger and stress. Americans aged 60 to 99 were the age group most likely to be emotionally well off. The great thing about retirement is that you have the time to pursue activities you find interesting and enjoyable, be it spending time with your grandchildren, traveling, or volunteering.

After some people retire, they may feel a loss of purpose when they no longer have regular career-related goals to accomplish. Becoming involved in their community could be a solution if you want to enhance your happiness in retirement.  Community involvement may play an important role, as another study shows that Americans who receive recognition from their communities have a higher well-being. Volunteering and community involvement are important parts of retirement for some people who are interested in aging in place and want to use their free time to help others and improve the place they’ve called home for many years. And, Americans who have received recognition for their work are less likely to experience worry and stress.

Here at Peak Financial Freedom Group, we know how important your retirement is. After a successful career, retirement can be a time to slow down, enjoy what you’ve earned, and focus on your family, friends, and community. We can help you plan for a long retirement with a comprehensive plan that takes your unique goals into account. Click here to schedule your no cost, no obligation financial review today.

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Peak Financial Freedom Group
2520 Douglas Boulevard, Suite 110
Roseville, CA 95661

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information. The ideas, thoughts, and strategies presented here are those of the Management Team and provide an insight to our
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income plan, risk analysis, and fee analysis. In addition, a comprehensive written retirement income plan may be provided to
those who complete the entire process. Qualified Retirees and Soon-To-Be-Retirees must have a minimum of $500,000 of
investible assets such as IRA’s, 401K’s from past employers, stocks, bonds, mutual funds, bank accounts, money markets, CD’s,
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or indirectly guaranteed by this information. The planning and ideas presented herein are not suitable for all individuals or situations.
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2019(1), 2020(2), and 2021(3) Five Star Professional Wealth Manager Award - Dan Ahmad and Jim Files have been nominated for
and have won the 2019, 2020, and 2021 Five Star Wealth Manager Awards. Wealth managers do not pay a fee to be considered or
placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or
promotional products. Award does not evaluate quality of services provided to clients. The Five Star award is not indicative of the
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construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth
Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected
wealth managers will be awarded this accomplishment by Five Star Professional in the future. Award winners represent an exclusive
group of wealth managers who have demonstrated excellence in their field by satisfying 10 objective selection criteria. For additional
information on the Five Star award, including a complete list of the 10 objective selection criteria and their research/selection
methodology, go to https://fivestarprofessional.com.


Investment advisory services are offered through Fiduciary Solutions, LLC, a California Registered Investment Advisor. Insurance
products and services are offered through PFFG Insurance Agency LLC, a licensed insurance agency (CA Insurance License
#0N14013). Peak Financial Freedom Group LLC is a financial planning and umbrella marketing organization, which enables the
provision of multiple financial services under one brand. Peak Financial Freedom Group LLC, PFFG Insurance Agency LLC, and
Fiduciary Solutions LLC are affiliated entities with common ownership and control. Jim Files is licensed as an investment adviser
representative with Fiduciary Solutions LLC (CRD # 1620449) and is a licensed insurance producer with PFFG Insurance Agency
LLC (CA Insurance License #0F06511). Dan Ahmad is licensed as an investment adviser representative with Fiduciary Solutions
LLC (CRD # 1491561) and is a licensed insurance producer with PFFG Insurance Agency LLC (CA Insurance License #0732913).

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