Author: Peak Freedom Financial Group

How Do You Set Up a Fixed Index Annuity? (And What Do You Get Back?)

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Use this guide to set up a fixed index annuity and solidify your retirement income and financial security.

Understanding More About Fixed Index Annuities with Income Riders

There is one key reason why people say they decide not to purchase a fixed index annuity with an income rider as part of their overall retirement income plan – and it’s not because of surrender charges, fees, or lower returns. In fact, it’s often because the benefits of a fixed index annuity with an income rider may simply sound too good to be true. Of course, the contractual benefits are NOT, and you can read more about that here if you need a refresher.

So, let’s assume you’re ready to move forward with your fixed index annuity with an income rider – where do you start and how, exactly, does it work? We’re here to walk you through it.

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S4 EP 7 | Unlocking Your Financial Freedom

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In this episode of “The Peak Financial Freedom Show,” learn how to slash fees, preserve assets, and navigate market realities. Join Jim and Dan this week as they dive into strategies to save over $320,000 in fees and secure your financial future.

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Is a Second Opinion the Next Step to Enhance Your Financial Security?

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Gain greater financial security by securing a second opinion on your retirement plan from a professional financial advisor.

When You’re Retired, You Need to Be Sure Your Finances Are on Track

With the articles we publish here on our blog, many of which are based on content in our book Momma’s Secret Recipe for Retirement Success, we hope to take you down the path of “financial enlightenment.” We do it because some of the facts and strategies we share may be the complete opposite of what you have been told before. We want you to think differently – and to plan your retirement differently – because you have no other option than to succeed.

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S4 EP 6 | Financial Strategies and Investments

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In this segment of the “Peak Financial Freedom Show,” hosts Jim and Dan delve into financial strategies and investments. They spotlight a case where an individual’s surplus cash flow of $1,800 monthly (totaling $21,000 annually) allowed for an extra trip. They explain a five-year contractual guarantee promising a 9.78% yearly return on the initial investment for life, after which an invested million dollars would yield $97,000 annually.

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S4 EP 5 | Making Your Income Plan Work Effectively

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In this latest episode of “The Peak Financial Freedom Show” with hosts Jim and Dan, the spotlight is on the critical aspect of reducing fees and crafting a comprehensive income plan for a secure financial future. They share a compelling case where they successfully lowered a client’s fees to an impressive 0.53, projecting remarkable savings of over half a million dollars in fees over the next quarter-century. This potential windfall could bolster the individual’s retirement income or serve as a legacy for future generations.

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S4 EP 4 | Reducing Unnecessary Fees

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In this episode of “The Peak Financial Freedom Show” with hosts Jim and Dan, the focus is on achieving financial freedom and securing a comfortable retirement. The men discuss the importance of reducing unnecessary fees to save money in the long term, illustrating how a reduction of fees annually can lead to substantial savings over a 20-year period.

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S4 EP 3 | Essential Retirement Planning Strategies

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In this week’s episode of the “Peak Financial Freedom Show,” Jim and Dan share essential strategies for a financially secure retirement. Learn how to protect your assets, create a dependable income, and uncover hidden fees in portfolios. Tune in for expert insights and inspiring success stories to maximize your retirement!

Tune in to the Peak Financial Freedom Show with Jim and Dan, Sacramento’s retirement television, to learn more about securing your financial future.

S4 Ep 1 | Peak Financial Freedom Group TV Season Premier

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This is a preview of what’s to come on “The Peak Financial Freedom Show” with hosts Jim and Dan. They discuss the historical 39-year market losses, the importance of navigating through them, and the significant excess cash flow of $2,493 per month. By providing tax information and net after-tax income projections, they aim to alleviate financial worries. Tune in for 30 minutes of valuable information on Sacramento’s retirement television.

Section Three of Your Comprehensive Written Retirement Income Plan: Analysis of Assets

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When you plan ahead, you can use your assets to produce both income and a legacy for your loved ones.

It’s Time for an Analysis of Assets to Beneficiaries 

In past articles, we shared everything you need to know about the very first step in creating a comprehensive written retirement income plan: the Retirement Income Projection. Next, we discussed the second step in your planning, the Income Tax Analysis. If you didn’t get a chance to read those articles yet, you can start here.

In this final installment of this series, we give you details about the third step in your comprehensive written retirement income planning: an analysis of assets to beneficiaries. Having a comprehensive written retirement income plan you can rely on is incredibly important to your financial health in retirement, so let’s take a look at this final step.

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