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Month: November 2018

Tax Efficient Strategies for Charitable Giving

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As the seasons start to change and the holidays approach, we are reminded of how fortunate we are and how much we have to be grateful for. We are also reminded that the season of giving is upon us. But, if you’re retired, you may be worried about where extra income will come from and how you can continue to support the charities that are important to you. For retirees, there are some strategies that you can use for giving to charity that may make charitable giving to your schools, religious organizations, cultural causes and neighborhood charities more tax efficient. Just like with most things,...

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Thankful for Retirement

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We spend a lot of time day dreaming about retirement, but once you finally get there, things might not be as you expected. The transition from full time work to retirement comes as a shock to some people which is why it’s increasingly important to have a lifestyle plan for retirement. Having these plans beforehand can make retirement something that you are truly thankful for this season. There are leisure activities, and there are productive leisure activities. Once you retire, it’s important to not spend too much time in front of the TV, but instead focus on productive leisure activities like...

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Long-Term Care Myths

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November is long-term care awareness month. This month it’s especially encouraged for you to start planning for long-term care, or to update your plans according to your lifestyle. If you are in or approaching retirement, long-term care is probably something that is on your mind frequently, because there’s a lot of myths revolving around it. These myths and misunderstandings can seriously impact your long-term care plans, and it’s important to know the facts. In your later years, you may start to hear that serious memory lapses are normal. This idea that memory loss is naturally associated...

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Staying Calm in Unpredictable Markets

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There’s no doubt that the markets are unpredictable. Just over 2 months ago officially marked the current period of growth as the longest-lasting bull market in history. A bull market is generally noted as any period of rising stock prices and can be measured as a time in which market values rise at least 20 percent after a decline of 20 percent. However, as the saying goes, what comes up, must come down and in the past few weeks, the market has people concerned. With large daily drops and sharp jolts, it can be nerve-wracking. But, if you’re in retirement or approaching retirement, it’s important...

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Roseville, CA 95661

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