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Associate

John M. Kirker

John Kirker brings a wealth of honesty, common sense, and wisdom to his clients and the financial industry as a whole.  Throughout his career, he has always been involved in the financial industry in one form or another and has enjoyed every minute of it; it’s where he feels most at home.

John began as a writer when he was just six years old.  He wrote many a fine work of fiction while preparing himself for what his family thought was a career in the field of the written word.  But John hit college right at the birth of the information age, and he found he had a passion for the beautiful science called technology. At this same time, the business classes he took sparked his interest in finances.
 
After graduating with a degree in Information Systems with a minor in Journalism, John by chance found that he had a knack for financial advising.  John was introduced by a mutual friend to Dan Ahmad, who became his longtime friend and mentor, and who got John started in the financial field training him as a financial advisor.
 
John and his wife Colleen have two boys, Justin (23) and Liam (21).  Both boys are pursuing their own careers in the financial services industry.  After college, John focused his efforts on literally trying to change the financial industry by developing what he saw years ago as a major deficiency: lack of proper financial planning software. His desire was to formulate new concepts that would inspire people to think about the benefit of planning as they were heading toward retirement.
 
John wrote several financial planning software packages and eventually co-founded a web-based financial technology startup that aided advisors and consumers with dealing with the uncertainties of retirement.  It was a what-if scenario based on actual historical return rates for the stock, bond and treasury markets.  The software was truly ahead of its’ time and helped financial advisors serve tens of thousands of clients.
 
John consulted for a large investment company creating and programming on-site commercials via the company’s in-house advertising agency.  These commercials entertained and educated thousands of consumers.  During that time he also was involved in the television commercial industry and produced and directed several spots for local insurance agencies while also contributing 3D animation and filming customer testimonials.
John’s life has finally come full-circle, and once again, he finds himself immersed in the financial services industry.
 
John sees the next 20 years of his life as a time to give back for everything he has received in life. He provides comprehensive retirement income and planning services in his role as a fiduciary, helping retirees and pre-retirees make the best financial decisions to meet their financial goals and retire as worry-free as possible. John has recently co-authored a book for all who want to take the risk out of their retirement laying to rest many untrue investment myths common in the industry.
Peak Financial Freedom Group
2520 Douglas Boulevard, Suite 110
Roseville, CA 95661

DISCLOSURE: All presentation data is provided and intended to be used for general educational purposes only and is not intended as a solicitation for you to buy or sell any financial product. None of the material in this presentation is intended to give you, nor are the presenters engaged in giving you, specific tax, investment, real estate, legal, estate, retirement, or financial advice, but rather to serve as an educational platform to deliver information; nor is it intended to show you how the strategies presented can specifically apply to your own tax, investment, estate, financial, or retirement position, but rather to offer an idea of how these principles generally may apply.

Stocks, bonds, or mutual funds have risks and can lose principal, even with a stop loss, and there is no guarantees of gains, as past performance is not indicative of future positive investment results. The sale or liquidation of any stock, bond, IRA, certificate of deposit, mutual fund, annuity, or other asset to fund a new portfolio and/or annuity may have tax consequences, early withdrawal penalties, or other costs and penalties as a result of the sale or liquidation. You can’t invest directly into a stock market index. A fixed index annuity with an income rider can protect your savings from losses and provide you guaranteed lifetime income, but you could incur surrender charges, gains aren’t guaranteed, you’ll pay a fee, and guarantees are backed by the financial strength claims paying ability of the issuing annuity company.

Illustrations/projections displayed within this presentation are hypothetical in nature and should not serve as the sole determining factor in making financial decisions. Consult with a qualified investment, tax, legal, and/or retirement advisor before making any decisions. By contacting Peak Financial Freedom Group, you may be offered additional information regarding the purchase of financial products. Seminars, radio shows, TV productions, book releases, magazine and book promotions are sponsored, promoted and paid for by Peak Financial Freedom Group, LLC. If you place assets under management with our firm, we are paid an advisory fee, and if you purchase an annuity from our firm, we are paid commissions from an insurance company.

Investment Advisor Representatives of and Advisory Services offered through Fiduciary Solutions, LLC, a Registered Investment Advisor. Peak Financial Freedom Group LLC is primarily a fixed insurance sales organization and provides no Advisory Services. PFFG Insurance Agency LLC, CA License #0N14103, is a licensed insurance agency and provides no Advisory Services. Peak Financial Freedom Group LLC, PFFG Insurance Agency LLC, and Fiduciary Solutions LLC are separate affiliated entities. Insurance products and services provided by PFFG Insurance Agency LLC and independent agents.

Jim Files CA Insurance License #0F06511 Dan Ahmad CA Insurance License #0732913

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