fbpx

Month: December 2021

Retirement Resolutions for the New Year

Resolve to Strengthen Your Financial Future Regardless of Where You Are in Your Working Life

Each new year brings with it the promise of a fresh start, a chance to reassess, and to begin again. It’s the time for resolutions, big dreams, and goal setting–and maybe even for building a new life in retirement. Whether you’re nearing that new phase of life, or you’ll be working for many more years, setting retirement resolutions can help you prepare for and strengthen your financial future. Resolutions are easy to break, but with the right amount of intention and commitment you can get on track for a fulfilling and successful retirement –and stay there. No matter where you are in your retirement planning, the retirement resolutions below can help you to strengthen your retirement plans as you step into 2022.

Continue reading

Busting the Myth That “All Annuities Are the Same – And They Are All Bad”

Busting the Annuity Myth

Don’t Fall for These Untruths About a Misunderstood Retirement Income Vehicle

The following excerpt, written by Leslie Davis, is from our book, Momma’s Secret Recipe for Retirement Success. Get your copy here to read more!

It may sound silly, but I feel bad for the word “Annuity” because the poor little fella gets criticized daily! It seems like 50% of the individuals I’ve met think they hate annuities, while 50% think they love them. To me, an annuity is not just a type of financial vehicle per se, but also a collection of valuable benefits.

For example, let’s say you’re having a B-B-Q with your closest neighbors one evening. The neighbor to the right of you owns a beautiful new Tesla, it’s red add shiny, sitting on display in his driveway.  You overhear the owner of this beauty telling the neighbor on your left how much he loves cars and wants four more. It just so happens that this neighbor to the left owns a Yugo from the 1980s. The Yugo’s owner responds by saying, “I hate cars, they are the worst, I never want another car!” The word car recalls four wheels that get you from point “A” to point “B”, but you can’t put a Tesla and Yugo in the same “car” category, just like you can’t put all annuities into one “annuity” category.

Continue reading

Peak Financial Freedom Group
2520 Douglas Boulevard, Suite 110
Roseville, CA 95661

DISCLOSURE:

All of the information presented here is provided and intended to be used for general educational and informational purposes only
and is not intended as a solicitation for you to buy or sell any financial product. None of the information presented is intended to give
you specific tax, investment, real estate, legal, estate, or financial advice but rather to serve as an educational platform to deliver
information. The ideas, thoughts, and strategies presented here are those of the Management Team and provide an insight to our
views on Peak Financial Freedom Group, LLC. Every detail in this website is subject to change without notice. Seminar, radio
shows, TV productions, book releases, magazine and book promotions are sponsored, promoted and paid for by Peak Financial
Freedom Group, LLC.


2nd Opinion Package available to Qualified Retirees and Soon-To-Be-Retirees may include free consultations, a free retirement
income plan, risk analysis, and fee analysis. In addition, a comprehensive written retirement income plan may be provided to
those who complete the entire process. Qualified Retirees and Soon-To-Be-Retirees must have a minimum of $500,000 of
investible assets such as IRA’s, 401K’s from past employers, stocks, bonds, mutual funds, bank accounts, money markets, CD’s,
etc., but DOES NOT include real estate, businesses, limited partnerships, 401K/retirement plans that can’t be moved to another
plan, and other illiquid type assets.


All investments involve risk, can involve the loss of principal, and unless otherwise stated, are not guaranteed. Past performance is
no indication of future performance and such information cannot be relied upon regarding future potential gains. Nothing is directly
or indirectly guaranteed by this information. The planning and ideas presented herein are not suitable for all individuals or situations.
Hypothetical examples are used to explain concepts and are not indicative of potential results you could receive; past performance
is not a guarantee of future results; and results are not indicative of any particular investment or income tax situation; your results
will be different and could be lower or higher. Consult your financial professional before making any investment decision.
Insurance product features and benefits, such as guaranteed lifetime income riders, are subject to contract terms, limitations, fees,
and the claims paying ability of the insurance company issuing the contract. The sale or liquidation of any stock, bond, IRA,
certificate of deposit, mutual fund, annuity, or other asset to fund the purchase of any other asset including an annuity may have
tax consequences, early withdrawal penalties, or other costs and penalties as a result of the sale or liquidation. Different assets
can be complex and carry fees, costs, and surrender charges. If you place assets under management with Fiduciary Solutions
LLC, we are paid an advisory fee from Fiduciary Solutions LLC and if you purchase an annuity through us, we are paid
commissions from an insurance company.


2019(1), 2020(2), and 2021(3) Five Star Professional Wealth Manager Award - Dan Ahmad and Jim Files have been nominated for
and have won the 2019, 2020, and 2021 Five Star Wealth Manager Awards. Wealth managers do not pay a fee to be considered or
placed on the final list of Five Star Wealth Managers. Once awarded, wealth managers may purchase additional profile ad space or
promotional products. Award does not evaluate quality of services provided to clients. The Five Star award is not indicative of the
wealth manager’s future performance. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be
construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth
Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected
wealth managers will be awarded this accomplishment by Five Star Professional in the future. Award winners represent an exclusive
group of wealth managers who have demonstrated excellence in their field by satisfying 10 objective selection criteria. For additional
information on the Five Star award, including a complete list of the 10 objective selection criteria and their research/selection
methodology, go to https://fivestarprofessional.com.


Investment advisory services are offered through Fiduciary Solutions, LLC, a California Registered Investment Advisor. Insurance
products and services are offered through PFFG Insurance Agency LLC, a licensed insurance agency (CA Insurance License
#0N14013). Peak Financial Freedom Group LLC is a financial planning and umbrella marketing organization, which enables the
provision of multiple financial services under one brand. Peak Financial Freedom Group LLC, PFFG Insurance Agency LLC, and
Fiduciary Solutions LLC are affiliated entities with common ownership and control. Jim Files is licensed as an investment adviser
representative with Fiduciary Solutions LLC (CRD # 1620449) and is a licensed insurance producer with PFFG Insurance Agency
LLC (CA Insurance License #0F06511). Dan Ahmad is licensed as an investment adviser representative with Fiduciary Solutions
LLC (CRD # 1491561) and is a licensed insurance producer with PFFG Insurance Agency LLC (CA Insurance License #0732913).

© 2020 Peak Financial Freedom Group